In this holiday season, many of you may have fixed the dates and started planning about a trip. Generally, travel insurance in India is highly ignored by travelers, unless they are visiting certain locations of the world where it is compulsory to have one.

A single trip travel plan is designed to insure a short tour while a multi-trip annual plan is made for those who are traveling frequently. In fact, there are special insurance products specifically made to serve to the requirements of a specific group such as senior citizen traveling for longer duration to a child or student traveling overseas. The premium amount is based on the type of travel insurance you select.

Finalize the sum insured on the basis of how medical services are available in the traveling destination. The policy is costlier if the sum assured is higher.

You may require a special add-on to insure accidents related to adventurous sports which you may enjoy during trip. Those who are planning a couple of month’s trip might need a home insurance to protect their properties against loss or damage by natural disaster, burglary or fire.

Travel insurance service provider in India provides transit insurance to cover important belongings like expensive items or important documents within the travel policy. There is a ‘missed connection’ cover for travelers who visit more than one country or city in a single trip and if traveler is arrested abroad, then bail bond insurance is more suitable.

ndustry experts suggest policyholders to read travel insurance reviews and then come to a fruitful decision. Reading these reviews give more details about the product.