Yes, you can cancel your current two wheeler insurance policy. You would have to submit documents which confirms that the two wheeler has been insured by another company and the registration certificate has been revoked by the RTO. The insurance company would then refund the amount after deducting premium for the period for which the cover was provided.
You can inform the two wheeler insurance company and apply for the duplicate copy of the two wheeler insurance policy. You will also receive the soft copy of the insurance policy in the mail.
No Claim Bonus on the expired policy can be availed if the insurance policy is renewed within 90 days from the date of expiration.
Inspection of the two wheeler is needed in case comprehensive two wheeler insurance plan is taken offline. On online purchase of the policy, inspection is not mandatory.
You can transfer No Claim Bonus (NCB) from one insurance company to another if the policy is renewed within 90 days from the expiry of the policy.
You would have to apply for a new two wheeler insurance and ascertain whether the two wheeler needs to be inspected again.
Endorsement with reference to a two wheeler insurance refers to the changes in the terms and conditions in the insurance policy which have been mutually agreed between you and the insurance company.
You would have to submit PAN card and employment and educational certificates respectively.
Yes, policy can be cancelled in event where you have got a new two wheeler insurance or the registration certificate of two wheeler has been cancelled by the Regional Transport Office (RTO). Once this is done insurance company pays the amount after deducting premium for the period cover was provided.
Inspection of the two wheeler is mandatory when the policy has been bought offline, in case the policy has been bought online it is not a mandatory requirement.
In event of two wheeler being lost/stolen you need to file FIR at the nearest police station and inform the insurance company of the same, the insurance company would guide policyholder on the documents needed.
The premium is affected by the age of the two wheeler and other factors including the Insured Declared Value (IDV) and cubic capacity of the engine of two wheeler.
Yes, you can get a personal accident cover of Rs 1lakh provided it is a comprehensive two wheeler insurance policy.
You will have to cancel the old policy and buy a new one. Till the time you receive a new two wheeler insurance policy, your two wheeler would remain uninsured.
You can check for the list of garages offering cashless facility by looking on the insurance company’s website.
For more details on risk factors, terms and conditions please read sales brochure carefully before purchasing the insurance policy/concluding a sale.
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