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Health Insurance – Key Features


Comprehensive health coverage
Comprehensive health coverage

Range of plans which provide maximum features, cashless hospitalization & cover your family's health care requirements under single premium amount for the policy period.

Pre & Post Hospitalization
Pre & Post Hospitalization

Claim for your medical expenses incurred before & after hospitalization including diagnostic charges, consulting fees, medicines, etc.

Critical illness & Accidental cover
Critical illness & Accidental cover

Plans offering cover during emergency hospitalization due to accidents. Get the coverage amount upon being diagnosed with fatal illnesses under critical illness cover.

Avail Bonuses
Avail Bonuses

Get rewarded with no claim bonus in your policy, for claim-free year & avail increased coverage at no extra cost. Avail family bonus if you inure your family under floater plan rather than individual plan. Get yourself insured for longer time & reap discount on premium.


Restoration of Sum Insured
Restoration of Sum Insured

Have your sum insured restored up to 100%, at no additional cost.

Free health check up
Free health check up

Avail free health check-ups & other wellness & healthcare benefits complementary with your policy.

Lifetime renewability
Lifetime renewability

Plans offering cover during emergency hosptalization due to accidents & critical illnesses.

Tax Exemption
Tax Exemption

Enjoy Tax exemption of upto Rs. 55,000/-* under Section 80D along with your health policy.

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Health Insurance Claim Process


For cashless claim, insured has to get medical treatment at network hospitals and then continue the admission with your health ID card. Ask your hospital to fill the claims cashless request application and submit it to the insurer within given timeline mentioned by the insurer. Then, insurer/TPA will issue an authorization letter for the insurance as per the coverage to network hospital. Insurer will directly settle the bill with the hospital. In case the treatment is excluded from the plan, a claim rejection letter will be sent to you. For reimbursement of health insurance claim, inform your insurer about your hospitalization if admission done outside network hospitals within specific period. Complete the treatment and then pay the bill. Get original copies of all the necessary documents from the hospital.

Submit these papers along with dully filled and signed claim form to the insurer. Insurer reviews the documents and releases the payment within certain days. At PolicyBoss.com, we provide the most convenient way to buy and compare different healthcare plans in India offered by leading insurers. Here, you can easily choose the best health insurance policy and also save money by comparing policies.

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