Secure your child’s future. Get a Child Plan today

06-11-2015 / admin / 0

Parents envision a bright future for their children. They want to be ideal ones in all the aspects. They are ready to do what all it takes and embrace sacrifices if needed. This stiff attitude of the parents is completely understood by the Indian Insurance Companies and they are coming up with different Child plans to render a promising future for the children without compromising on finances. This not only secures child future but also extends a helping hand in terms of financial support whenever required and safeguards it from all the eventualities.
There are various child plans available in the market. You can also go online and gain information pertaining to these plans. They carry various tenures and format. You can hunt for one you need the most for your children as per your requirements. It holds exclusive features as follows:

1)It meets the child’s funding when it is required the most.
Child Plan provides funding for your child’s career or marriage at particular interval whenever required by you. These requirements are considered as milestones such like higher education’s funding, moreover, if you decide to get your child educated from abroad, it needs heavy cash outflow. Child Plans ensure these requirements and provide funding to ensure Child’s safe and promised future. It ceases these heavy expenses from eating out parent’s pockets. Parents always desire their children to opt for the best college or university to have elite education and child plan takes care of this at its best.
2)Unfortunate demise of the insured or parents doesn’t terminate the plan. Unlike other plans, child plans don’t get ceased by the demise of the insured or parents. It continues till the policy maturity date or throughout policy tenure. Insurance company accepts the liability of annual insurance premium payment. Apart from annual premium payment, insurance company also pays death benefit to the insured family to take care of their ongoing living expenses.
3)Parents can easily pursue their choice of investment mix: Child plan allows parents to choose an investment mix of their choice as their choice may differ from each other. They can choose to invest 100 percent of the funds in either debt or equity or a mix of the two. Parents can easily choose the plans of their choice meeting their risk return preferences from various available fund options. . Insurance companies realize that the risk appetite of parents may vary with time and hence they also offer a switching option which allows parents to change their investment mix as and when required.
Child plan is the best way to leverage your finances; plus you secure your child’s future without harming your finances.

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