Education Counselors provide a lot of information about the preparations required when going for education abroad. The best student travel insurance in India is one of them. Buyers should invest some time in choosing the policy as well as to make sure that you are appropriately insured. Travel insurance services make journey of a policyholder hassle-free.
Generally, people opt for those policies whatever plan the university provides, instead of attempting to understand the guidelines. In most cases, it is not compulsory to purchase a student travel insurance policy from the university.
It is prudent to do thorough research and chose a suitable policy from a domestic insurance company. If university may permit you to purchase a plan from your own country, then these universities may have specific stipulations pertaining to the sum assured cover type.
Ensure that you are aware of these so you do not end up with a redundant plan. In common cases, student travel insurance in India offered by universities provide medical cover only and do not include local travelling or inter-city on a holiday.
These plans give security against eventualities and buyers can select which things you would like to cover. Person can go for any coverage like loss of passport or baggage, study interruption, personal liability, compensate visit or family re-union and sponsor protection and so on.
Under student travel insurance, sponsor protection cover protects policyholders in case sponsors do not want to continue funding the education because of disability or death. In case a student damages property or injures a person, then personal liability cover is offered.
Study interruption coverage reimburses fees if student is not able to continue education. If people buy cover for family-re-union, then it gives reimbursement of accommodation and travel expenses for parents in case of medical emergencies.
Ensure that the list of network includes hospitals near to where policyholder’s area is located. Do not forget to check the claim settlement history of travel insurance service provider because it is what would ultimately find customers’ experience with the insurer. Check online travel insurance reviews of a desired product to know more about it.
Carefully read the policy terms and conditions so insured person is not in for a terrible shock later. If possible, know more about the deductible amount which may be higher in case of foreign insurance companies.