Saving some amount on auto insurance is not difficult if customer do his or her homework. There are various ways to get affordable motor insurance rates, including shopping for online vehicle insurance before buying a car, safe driving, shop online to get the best quote, no collision cover for older vehicles and increase deductible and so on.
Below are some tips to get affordable insurance rates: Auto insurance rates are also based on credit rating, therefore keep it high. Insurance companies in India consider credit score of a person to estimate into the overall amount which they quote for vehicle insurance.
If you drive your vehicle less as compared to the average person, then remember to check with your insurance service provider to know if they are offering any low-mileage deals. If you already have you’re any other insurance policy with some insurer, then buy car insurance from the same insurance company in India as well.
Many insurance companies provide good deals to those buyers who are purchasing more than one type of covers from them. So, ask insurance providers about getting both plans at once from them.
If possible, opt for group auto insurance because these deals offer much affordable rates by getting it as a group through employer’s policy or like any other option. Check each deal offered by different insurance service providers.
Some insurers give special deals for non-smokers whereas some provide better rates for those that install advanced safety features. Person with good driving records can also save some handsome amount of money on motor insurance premium.
Always clear your insurance related doubts with the insurer and check what they have to give in the way of better car insurance rates. Do not forget that if customer is well-informed and do proper research, then he can easily save a bit of money.