In case of the accident, car insurance policy acts as your savior to cover damage loss of your automobile. The policy is designed to secure auto owner financially in case his or her vehicle including two-wheeler is stolen.
Two wheeler insurance plan gives risk protection for scooters or mopeds which requires a valid license and runs on fuel. Today, there are many insurance companies in India which provide two-wheeler and car insurance at affordable rates.
According to Indian Motor Vehicles Act, it is mandatory for any auto owner to purchase sufficient vehicle insurance. In case you caught driving without proper auto owner coverage, then you will surely have to experience related consequences which are different for different countries.

Below are some of the basic penalties for driving without insurance:

Suspension of driving license
Suspension of vehicle’s registration
Charged a fine of Rs 1000, and/or be imprisoned for three months
In some countries, traffic offenses result in permanent disqualification from driving and cancellation of driving license. Generally, moving violations are applicable to the moving vehicles and considered as more serious. It attracts stringent punishments and penalties.
Wrong side parking, over speeding, signal crossing, talking on the phone while driving, and halting vehicles in the middle of a street are other common traffic violation types. Auto owners can get information about provisions for traffic fines as well as for traffic violations from the ‘Rules of the Road Regulation’.
Holding valid car insurance is a great way to take care of your personal loss and damage in case of an accident. But, comprehensive coverage generally does not include certain risks such as regular wear and tear, normal vehicle depreciation and any loss or damage incurred because of drunken driving.