Headquarter of HDFC ERGO General Insurance is located in Mumbai and this firm is a joint venture between HDFC Limited – one of India’s leading housing finance company and ERGO International AG – Germany’s insurance service provider. HDFC owns 76 percent equity stake while the rest is owned by ERGO. HDFC ERGO is the recipient of iAAA rating (highest rating for claim paying ability) from ICRA.

HDFC ERGO offers health insurance that insures you and your loved ones. Currently, two types of HDFC ERGO health insurance plans are available in the market.

HDFC ERGO provides two wheeler insurance and comprehensive car insurance. These products cover damage or loss, third party liability and personal accidental cover for auto owner & driver.

Travel insurance plans offered by this company give financial coverage throughout your journey. HDFC ERGO travel insurance includes medical expenses, flight delay, death cover overseas and loss of baggage etc.

Accidental cover is considered as a comprehensive cover that offers sum insured in case insured person is injured in accident. This insurance policy covers permanent total disablement, accidental death, broken bones and temporary total disablement etc.

HDFC ERGO home insurance covers your house and household stuff both. Policyholder can get optional cover and can also avail discounts in case safety features have been taken.

The company also provides rural and commercial insurance products.

HDFC ERGO General Insurance - Product Portfolio

Auto Insurance

  • HDFC ERGO provides two wheeler insurance and comprehensive car insurance. Motor insurance offered by HDFC ERGO covers damage or loss, third party liability and personal accidental cover for auto owner & driver.
  • Click here to know more about Car Insurance

Health Insurance

  • HDFC ERGO offers health insurance that insures you and your loved ones. Currently, two types of HDFC ERGO health insurance plans are available in the market. Critical illness cover offers lump sum on occurrence of a certain disease and Health Suraksha is an extensive health insurance scheme.
  • Click here to know more about Health Insurance

Travel Insurance

Home Insurance

Personal Accident Insurance

  • Accidental cover is considered as a comprehensive cover that offers sum insured in case insured person is injured in accident. This insurance policy covers permanent total disablement, accidental death, broken bones and temporary total disablement etc.
  • The company also provides rural and commercial insurance products.
  • Click here to know more about Personal Accident Insurance
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