Headquarter of HDFC ERGO General Insurance is located in Mumbai and this firm is a joint venture between HDFC Limited – one of India’s leading housing finance company and ERGO International AG – Germany’s insurance service provider. HDFC owns 76 percent equity stake while the rest is owned by ERGO. HDFC ERGO is the recipient of iAAA rating (highest rating for claim paying ability) from ICRA.
HDFC ERGO offers health insurance that insures you and your loved ones. Currently, two types of HDFC ERGO health insurance plans are available in the market.
HDFC ERGO provides two wheeler insurance and comprehensive car insurance. These products cover damage or loss, third party liability and personal accidental cover for auto owner & driver.
Travel insurance plans offered by this company give financial coverage throughout your journey. HDFC ERGO travel insurance includes medical expenses, flight delay, death cover overseas and loss of baggage etc.
Accidental cover is considered as a comprehensive cover that offers sum insured in case insured person is injured in accident. This insurance policy covers permanent total disablement, accidental death, broken bones and temporary total disablement etc.
HDFC ERGO home insurance covers your house and household stuff both. Policyholder can get optional cover and can also avail discounts in case safety features have been taken.
The company also provides rural and commercial insurance products.
Personal Accident Insurance